Most of Cullman is in Cullman County, where a full-time job needs to pay at least $24.05 an hour before taxes to take home four times the typical studio rent.
Across the 4 ZIP codes in Cullman with HUD rent figures, studio rents run from $770 to $810 a month. At the middle rent, $780, a full-time job would need to pay $24.05 an hour before taxes.
What the standard would be at each ZIP code's own studio rent. The calculator and the official standard use the county figure.
| ZIP | County | Studio rent | Pay needed |
|---|---|---|---|
| 35055 | Cullman County | $810/mo | $25.04/hr |
| 35056 | Cullman County | $780/mo | $24.05/hr |
| 35057 | Cullman County | $770/mo | $23.73/hr |
| 35058 | Cullman County | $780/mo | $24.05/hr |
Under the Four Times Rent standard, a full-time job in Cullman needs to pay at least $24.05 an hour before taxes, about $50,033 a year. That is the figure for Cullman County, where the typical studio rent is $780 a month.
Yes. Across the 4 ZIP codes in Cullman with HUD rent figures, studio rents run from $770 to $810 a month. At the middle rent of $780, the pay needed would be $24.05 an hour.
The minimum wage in Cullman County is $7.25 an hour. The Four Times Rent standard there is 3.3 times that.
The Four Times Rent standard: a month of full-time work (160 hours) should take home at least four times the typical rent on a studio apartment in the county where the work is done. Rents: HUD FY2027 Fair Market Rents. Taxes: 2026 federal and state income taxes plus Social Security and Medicare, for a single filer. Why four times rent? · Method and data downloads